body {
  margin: 0;
  font-family: 'Open Sans', sans-serif;
  background: #f9fafb;
  color: #111;
}
.container {
  max-width: 960px;
  margin: auto;
  padding: 30px 20px;
}
.bmo-header {
  background: #003366;
  color: white;
  padding: 20px 0;
}
.bmo-header h1 {
  font-size: 2rem;
}
.bmo-header nav a {
  color: white;
  margin: 0 10px;
  text-decoration: none;
}
.hero-section {
  background: #e5efff;
  padding: 80px 20px;
  text-align: center;
}
.btn-primary {
  display: inline-block;
  background: #0047ab;
  color: white;
  padding: 12px 26px;
  margin-top: 20px;
  border-radius: 4px;
  text-decoration: none;
  font-weight: bold;
}
.section, .section-light, .section-alt {
  padding: 50px 20px;
}
.section-light {
  background: #f1f5f9;
}
.section-alt {
  background: #ffffff;
}
input, textarea {
  width: 100%;
  padding: 12px;
  margin: 10px 0;
  border: 1px solid #ccc;
  border-radius: 4px;
}
button {
  background: #0047ab;
  color: white;
  padding: 10px 22px;
  border: none;
  border-radius: 5px;
}
.footer {
  background: #1a1a1a;
  color: #e0e0e0;
  padding: 30px 20px;
}
.footer a {
  color: #7dd3fc;
  text-decoration: none;
  margin: 0 8px;
}
details summary {
  font-weight: bold;
  cursor: pointer;
  margin-bottom: 8px;
}

a {
  color: inherit;
  text-decoration: none;
}
a:hover {
  text-decoration: underline;
  color: #0047ab;
}

blockquote {
  background: #f1f5f9;
  padding: 20px;
  margin: 10px auto;
  border-left: 5px solid #0047ab;
  font-style: italic;
  max-width: 600px;
}
#testimonial-carousel blockquote {
  display: none;
}
#testimonial-carousel blockquote:first-child {
  display: block;
}